Terms of use
Last updated October 10, 2026.
By using moodiebluezconsulting.com you agree to these terms. If you do not agree, please do not use the site.
Information, not advice
Content on this site is general information about credit and credit repair. It is not legal, tax, accounting or financial advice for your situation. Talk with a qualified professional before acting on it.
Your rights
You can dispute inaccurate information with the credit bureaus yourself, for free. Credit repair services are provided only under a written contract that follows federal and New York law. See your credit rights.
No guarantees
Results depend on what is on your credit reports. Examples and testimonials on this site describe individual experiences and are not typical or guaranteed outcomes.
Programs and purchases
Paid services are governed by the written service agreement you sign, which includes your right to cancel within three business days. If anything on this site conflicts with that agreement, the agreement controls.
Site content
The text, logos and images on this site belong to Moodie Bluez Consulting or are used with permission. Do not copy them for commercial use without written permission.
Links to other sites
We link to other sites, such as government credit resources, for your convenience. We are not responsible for their content or practices.
Limitation of liability
The site is provided as is. To the fullest extent the law allows, Moodie Bluez Consulting is not liable for any loss arising from your use of the site or reliance on its content.
Governing law
These terms are governed by the laws of the State of New York.
Questions: shawn@moodiebluezconsulting.com or 518-245-9411.