What could bad credit cost you?
Not just this year. Over a lifetime of rent, car loans and credit cards, the difference adds up. Move the sliders to match your life.
How this works. Renting: a fixed-rate mortgage payment stays the same for the life of the loan, but rent rises. The cost shown is every dollar of rent increases over the years you rent. Buying: the extra interest over a 30-year mortgage at your rate compared with the good-credit end of the slider. Cars: the extra interest on each loan at your rate compared with the good-credit end. Credit cards: the interest on a balance carried each year. The slider ends and defaults are examples for illustration; your rates will differ.
This is an estimate for illustration, not financial advice or an offer of credit. Better credit does not guarantee any rate or approval, and no one can guarantee a credit score.
Sources: myFICO mortgage rates by credit score (May 2026); Experian auto loan rates by credit score (Q2 2026); Federal Reserve G.19 credit card interest rates; BLS rent of primary residence index.
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